Who We Are

PCA Retirement & Benefits, Inc. (RBI) is a denominational agency of the Presbyterian Church in America (PCA).  RBI administers and serves as trustee, plan sponsor and/or policyholder of several benefit plans established by the PCA to provide retirement, disability and life insurance protection for pastors, missionaries and employees of PCA churches and of organizations controlled by or associated with the PCA.  As an entity, RBI began performing administrative duties in July of 2002 and trustee duties in June of 2003, assuming these responsibilities, respectively, from Insurance, Annuities and Relief (IAR), a predecessor agency of the PCA established in 1982, and its 12-member volunteer Board of Trustees.

Although it is an agency of the PCA covered by the PCA’s federal group-tax-exemption determination, RBI has its own federal and state tax identification numbers. As a PCA agency, RBI is subject to the provisions of the PCA Rules of Assembly Operations and the PCA Corporate Bylaws.

RBI has a volunteer Board of Directors. Each year, the PCA General Assembly elects a class of directors to serve four-year terms on this governing board. The directors must be teaching elders, ruling elders, or deacons in the PCA and must have been nominated by their local presbyteries.  More information about the Board can be learned here.