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VISION INSURANCE

Vision care at an affordable price

Even if you have perfect vision, preventative eye care is essential for ensuring the health of your vision in the years to come. The most important step is receiving routine examinations from a qualified eye care professional. Coverage is provided through Ameritas and EyeMed, whose network is more than 50,000 providers strong.

 Benefits

50,000 providers and provider locations nationwide

Laser Vision Correction Benefit

Out of network benefits available

Access to the Ameritas Group money-saving eye care network of EyeMed Vision Care

Options

Basic Vision

Basic Vision pays for vision examinations, corrective lenses and frames when prescribed by an ophthalmologist or an optometrist.

Frame, lens, and lens option discounts apply only when purchasing a complete pair of eyeglasses. If purchased separately, members receive 20% off the retail price.

Basic/Enhanced Vision

Basic/Enhanced Vision includes the same features of Basic, includes enhanced coverage and reduces the expenses for employees.

Members also receive a 40% discount off the purchase of a complete pair of eyeglasses and a 15% discount off conventional contact lenses once the covered benefit has been used.

Voluntary Vision

Voluntary Vision pays for vision examinations, corrective lenses and frames when prescribed by an ophthalmologist or an optometrist.

The plan provides either a flat-dollar allowance or a discount off retail for a variety of eyeglass lens upgrades, such as anti-reflective coating, UV coating, tints, progressive multi-focals, and photochromics (e.g. transition lenses).

 

In Partnership with

Basic Plan

Benefits Vision Plans (Basic) EyeMed Access Network
  In-Network Out-of-Network
Deductibles $10 Copay for Exam No Deductible
Annual Eye Exam Covered in Full Up to $35 Reimbursement

Frequencies

Exam/Lens/Frames

Every 12 Months

Based on Date of Service

Every 12 Months

Based on Date of Service

In-Network Discounts

Vision Services Service Detail Member Cost
The following lenses, frame and lens option discounts and fees apply only if a complete pair of glasses is purchased. Items purchased separately will be discounted 20% of the retail price.
Frame Available at Provider Location 35% off Retail Price
Standard/Plastic Lenses1 Single Vision $50
  Bifocal $70
  Trifocal $105
Contact Lenses2 Conventional 15% of Retail Price
Lenses (Progressive) Member Cost
Standard $65 Plus Standard Plastic Lens Cost
Premium 20% Discount

Enhanced and Voluntary Plan

Benefits Vision Plans (Enhanced and Voluntary) EyeMed Access Network
  In-Network Out-of-Network
Deductibles

$10 Copay for Exam

$25 Eye Glass Lenses

No Deductible
Annual Eye Exam Covered in Full Up to $35
Frames $150 Up to $75 Reimbursement
Frequency (Annual)

Exam – Annual, Lens – Annual,

Frames – 24 Months

Exam – Annual, Lens – Annual,

Frames – 24 Months

Elective Procedures Up to $150 Reimbursement Up to $120 Reimbursement
Medically Necessary Covered in Full Up to $200 Reimbursement
Lenses (Per Pair)  
Single Vision Covered in Full Up to $25 Reimbursement
Bifocal Covered in Full Up to $40 Reimbursement
Trifocal Covered in Full Up to $55 Reimbursement
Lenticular 20% Discount No Benefit
Lenses (Progressive)  
Standard Standard $90 No Benefit
Premium

Premium: Lens Cost – 20% Discount

($30 Allowance)

No Benefit

Contact Lenses

Fit and Follow Up Exam

 
Standard Standard Member Cost Up to $55 No Benefit
Premium Premium: 10% Off Retail No Benefit

1 There are other lens options available: Standard Polycarbonate, Tinted (solid or gradient), Scratch Resistant Coating, Anti-reflective Coating, Ultraviolet Coating for additional cost.

2 Does not include disposable contact lens (other limitation apply)

Who Can Participate?

Basic & Enhanced Vision

Full-time (minimum 30 hours per week) employee of PCA church or related organization, living in the U.S.

Eligibility begins on the first day of the month following your date of hire for most employees

All full-time staff must be enrolled in Basic & Enhanced Vision to qualify

Voluntary Vision

Full-time (minimum 30 hours per week) employee of PCA church or related organization, living in the U.S.

Eligibility begins on the first day of the month following your date of hire for most employees

If your church does not have 100% participation in the vision plan, your church can enroll you in our voluntary plan

Get Started

Connect with a Geneva team member to learn more

FAQ

Can I participate individually in insurance if my church does not?

No. Your ministry organization must agree to participate in one or more of the products offered by Geneva for you to participate in them.

When are benefits effective?

Benefits are effective the first day of the month following the date of hire. Please do not send contributions before this date.

How soon may I be covered or participate after enrollment?

Geneva products begin the first of the month after your month of employment (or after approval if enrollment occurs well after your date of hire).