Life Insurance

Life insurance gives you the peace of mind you get from knowing that you’ve protected your loved ones.  In the event of your passing, life insurance provides money directly to your beneficiaries.  They can use the money for whatever they need, such as:

  • Make up for your lost income
  • Fund your child’s education
  • Paying off household debt
  • Paying for your funeral and other related expenses

Term Life Insurance features temporary, cost-effective coverage with the opportunity to change should your needs change, and presents an affordable way:

  • To get maximum coverage
  • To cover specific financial responsibilities like a mortgage or college expenses

To determine how much life insurance you should have, refer to the Life and Health Insurance Foundation insurance calculator (here) or review one of the life insurance calculators on our website (here).

We offer term life insurance in addition to voluntary accidental death and dismemberment insurance.

Insurance product provided via: 


To provide benefits, the employer (church, school, organization, etc.) must complete an Insurance Adoption Agreement for the organization and an Enrollment Request Form for each employee covered by the benefit. Each employee will then receive a link to the PCA RBI benefits enrollment portal (SmartBen) to complete the plan enrollment.

Minimum Participation

In order to be eligible for group coverage, the employer must also have a minimum number of employees who will be covered.  This helps ensure an adequate spread of risk across the insured group.  The minimum number of lives required for a “group” varies by product options.  Contact RBI at or 1-800-789-8765 for more details.

Other provisions apply. The policy certificate supersedes any information published on this website. View the Insurance Brochure for a more robust summary. You can also see our rate sheet for current pricing, and you may review the policy certificate for further details (certificates are available through the SmartBen web portal or by contacting RBI).


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About PCA Retirement & Benefits

We guide PCA pastors and ministry workers through the complexities of financial planning and employee benefits, so they and their families are able to live generously in every season of ministry.


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1700 North Brown Road, Ste 106
Lawrenceville, GA 30043

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