Ameritas Rewards is an enhanced product that offers an increased maximum for hearing, LASIK, orthodontia and vision as well as dental. It allows members to utilize unused dental maximum carryover amounts from previous years towards dental benefits or other lines of coverage included in a plan. Employees and their covered dependents may accumulate dental rewards with an unlimited maximum carryover amount. These rewards can be used to increase the maximum for the other lines of coverage which can then be used for certain covered services or materials subject to applicable deductible, coinsurance and plan provisions. If a plan member doesn’t submit a dental claim during a benefit year, all accumulated rewards are lost. A member is eligible to earn rewards again the next year.
- Benefit Threshold: $500 Dental benefits received for the year cannot exceed this amount
- Annual Carryover Amount: $250 Ameritas Rewards amount is added to the following year’s maximum
- Annual PPO Bonus: $100 Additional bonus is earned if the member sees a network provider
- Maximum Carryover: Unlimited Maximum possible accumulation for Rewards and PPO Bonus combined
LASIK Advantage® provides coverage for LASIK and related procedures, including standard LASIK, Custom LASIK, LASIK with Wavefront Technology, CustomVue LASIK, LASIK with IntraLase technology and Photorefractive Keratectomy (PRK). Members earn a lifetime benefit per eye over time. The benefit amount increases over time, with the highest coverage provided at year three or four. Members earn benefits for each eye and may not combine benefits earned for each eye to pay for a covered procedure for a single eye. If a member enrolls after the initial enrollment period, they must wait 12 months from enrollment to be eligible for coverage; after 12 months the member will begin coverage at the year-one benefit. The LASIK Advantage® benefit is available to members age 18 and older. There is no network tied to this coverage.
Lifetime Benefit Earned per Eye
- Year One: $350
- Year Two:$350
- Year Three: $700
Ameritas RewardsSM Lifetime Benefit
- Year One: $100
- Year Two:$100
- Year Three: $100
SoundCareSM Hearing Health Benefits
Life’s getting louder. Thanks to the cranked-up volume of modern life, hearing loss has become one of the most common chronic health problems in the U.S. It afflicts more than 30 million of us – about 10% of the population has a significant hearing loss – and the number is growing. Today’s Baby Boomers have the most active and noisy lifestyle of any previous generation. And hearing loss is occurring at younger and younger ages, partly because of electronic devices that flood our society.
An Important Benefit
Today’s top employers care about the well-being of their employees. Taking care of your hearing is an important but often overlooked habit for good health, and SoundCareSM can help. Practice good hearing health habits, prevent future problems and seek treatment when needed. That’s sound advice for a happy, healthy future.
- Annual Hearing Exam: 100%
- Hearing Aid: 50%
- Hearing Aid Maintenance: 100%
- Deductible: None
Maximum (per benefit period)
- Annual Hearing Exam Up to $75 Hearing Aids (both ears)
- Year One Up to $200
- Year Two Up to $600
- Year Three Up to $800
Hearing Aid Maintenance: Up to $40
Ameritas RewardsSM: $100 annually
This above information is a highlight of plan benefits provided by Ameritas Life Insurance Corp. as selected by your employer. It is not a certificate of insurance and does not include exclusions and limitations. For exclusions and limitations, or a complete list of covered procedures, contact your benefits administrator.